Murozvi Capital Services
What we do
Islamic Finance Advisory
Islamic finance (IF) is a growing financial system that is spreading the world over. It is lauded for its stability and its promotion Of ethics. We want to actively spread the use Of IF across Africa and beyond. We have made great partners that share our vision on the spread Of IF. We are able to offer:
- Training of the regulators in the main IF sectors i.e. Insurance,
- Banking and Capital Markets
- Opening of IF windows
- Setting up of Shariah advisory boards
- Consultancy and advisory
- Executive education services
- Various Islamic finance globally recognized certifications
- Capacity building programmes
In our quest to spread IF, we are starting with bringing IF formally to Zimbabwe. Currently talks are in progress and We hope to find a solution as soon as possible as there are many inquiries from Muslim investors.
Business Verification Tour (BVT)
Business Verification Tour (BVT)
Clients may write a brilliant business plan and be able to articulate great growth strategies but it all comes down to verification Of those plans. This is basically the part where we have shown you that we have the ability to do the job and now it is your turn to show that you were truthful in you claims of the business plan. We check a variety of things:
- Land ownership
- Shareholding in company
- State Of the site
- Banking relationships etc
This is done so that if it is what it is then a real fruitful transaction can be signed and we can move forward. We have found that virtual data rooms may be handy but the real way ofverifying is to actually physically come to the site and explore for ourselves. The process Of coming to check that what a client has said is true IS true must be borne by the client. We have a policy that if all is well, the client is refunded 100% BUT if all is not well, we lose nothing but the client will have rightfully paid for our time value (a fraction of it anyway). It must be known that we do not pay for site visits simply because it is an unsustainable practice that would literally drain our finances with the number of proposals that come our way. When a client pays for us to come and see their business opportunity, it is also a sign Of confidence and putting their skin on the table that all is well, and anything that may be out Of way can be corrected because all else is above board.
The due diligence has a process that is different for each transaction depending on the work that needs to be done. We will put on the table what we need to investigate through a due diligence sheet and the rest will be negotiated as we go along. In our experience we have found that clients that pay for BVT are more serious about doing business than free loaders who expect angel investment when the business opportunity cannot even be verified yet. Angel investors do come but are rare and do not usually put the required amount to finance the business opportunity. We hope our clients understand this point of view and can overcome their scepticism and do a good business transaction.
Project finance is the financing of long-term infrastructure, industrial projects and public services based upon a non-recourse or limited recourse financial structure, in which project debt and equity used to finance the project are paid back from the cash flow generated by the project.
Our company on behalf of our financial partners is responsible for identifying potential PPP projects, confirmation and the Due Diligence process on this issue.
PPP (Public-Private Partnership)
PPPs are long-term contracts between a private party/company and a government entity, for providing a public asset or service, in which the private party bears significant risk and management responsibility and remuneration is linked to performance. Transferring responsibility to the private sector for mobilizing finance for infrastructure investment is one of the major differences between PPPs and traditional procurement. Where this is the case, the private party to the PPP is responsible for identifying investors and developing the finance structure for the project. However, it is important for public sector practitioners to understand private financing structures for infrastructure and to consider the potential implications for government.
Public – Private Partnership Types:
BOT BUILD OPERATE TRANSFER
BOO BUILD OWN OPERATE
BUILD OWN OPERATE TRANSFER DESIGN BUILD FINANCE
DBFO DESIGN BUILD FINANCE OPERATE
DBO DESIGN BUILD OPERATE
BTO BUILD TRANSFER OPERATE
DBFOM Design Build Finance Operate Manage
LROT Lease Renovate Operate Transfer
DCMF Design Construct Manage Finance
Build Own Operate Remove
Operations or Management Contracts
Investor Ready Services
Here we look at an entrepreneur from the bottom all the way to the top, analysing their opportunity and eval uating whether or not it is a business opportunity or not. Investors/financiers are only looking for business opportunities and not just open-ended opportunities that don’t provide a sound investment return.
IRS prepares you up to the stage Of financing and leaves you with skills that will help you in the future to help manage your business effectively. IRS encompasses the following:
- Business proposal evaluation and feedback
- Data collection and evaluation with recommendations
- Preparation of the entire business plan
- Financial modelling
- Pitch deck coaching
- Data room management
- Capital raising and closing (Capital raising is optional as a per client need)